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The world stock markets are going through quite a turbulent period at present and on average around ten percent has been wiped off some of the leading markets over the last month. In this article I write about how on a personal note I try to save in a series of different financial products which [...]

If the credit bureaus rate your credit high, you may find your mailbox flooded with credit card offers from the thousands of credit card issuers in the country. There are many banks offering various credit cards, with rewards this and rewards that; platinum, gold, or silver; and so many variations thereof. You may get offers [...]

It is often the biggest mistake we make when attempting to refinance by overlooking and disregarding equity lines that are right around us and that can possibly be sourced with a little ingenuity. You never overlook any possible source of finance when building a property portfolio. This is a common mistake that can cost us [...]

Lets face it, coming up with smart and simple ways of saving money takes thinking that is a bit more creative.
Use some of these shortcuts to managing your finances. They are guaranteed to save you time and money.
Trick your mind into saving
Cant always come up with where your money goes? There is a simple [...]

The three major elements of your retirement portfolio are benefits from pensions, savings and investments, and Social Security benefits.
To help you plan for retirement, each year we send you your personal Social Security Statement, which gives you an estimate of the monthly benefit amounts you and your family may qualify for now and in the [...]

Refinance Mortgage – Now could be a good time to refinance
The mortgage market is currently experiencing an increase in rates as 30 year mortgages rates push slightly over six percent, and 15 year mortgages move over the 5.50 level. Both of these loan rates assume that you would be putting 20% down at borrowing, which [...]

Saving money is a hard task to master. It always seems that when things come up, there goes your savings. Many people I know never have any savings to start with.
Saving money is the cornerstone of a successful money management plan. Without an emergency savings when my husband recently was laid off, we would have [...]

In every national budget, there is a part called “Public Procurement”. This is the portion of the budget allocated to purchasing services and goods for the various ministries, authorities and other arms of the executive branch. It was the famous management consultant, Parkinson, who once wrote that government officials are likely to approve a multi-billion [...]

The journey of a thousand miles begins with a single step. Its as true with saving money as with anything else.
These days, weve been frightened into thinking we must save thousands of dollars immediately. Most of us simply cannot do this, and the media does us no favors when it makes the situation sound so [...]

We encourage our kids to use piggy banks to save up for special purchases like bicycles and sneakers, but then we never consider taking our own good advice and employing the same means to save for ourselves as adults. But if anyone needs to save, its the grown-ups, even more than the children, because we [...]